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        2. student loans student loans student loans

          Variable Rates xxx - xxx APR

          Fixed Rates xxx - xxx APR

          Apply Now Retrieve Your Application Cosign an Application

          Learn more about your options as a cosigner

          Why Choose Discover Student Loans

          Up to 100% Covered

          Up to 100% of school-certified college costs are covered. Aggregate loan limits apply.

          Zero Fees Required

          That means you will not be required to pay loan application, origination or late fees.


          Get a 3.0 GPA or better and get a one-time cash reward on each new student loan.

          U.S. -Based Loan Specialist

          All of our Student Loan Specialists are US-based. We're here anytime day or night to help you.

          Not all student loans are created equal

          DISCOVER Sallie Mae Wells Fargo
          Rewards for good grades yes no no
          Cover up to 100% of school-certified college and graduate school costs yes yes yes
          Zero fees yes no no
          Choose between in-school or deferred repayment options yes yes no
          100% US-based Student Loan Specialists, available anytime yes no no
          Apply in as little as 15 minutes or less yes yes yes
          Comparisons based on information obtained on lenders' websites or from customer service representatives and are based on student loans where students are the primary borrower as of June 2019. At least a 3.0 GPA (or equivalent) qualifies for a one-time cash reward of the loan amount of each new Discover student loan. Reward redemption period is limited.?Terms and Conditions

          Student loan resources for students and parents

          529 Plans
          Financing College

          Saving for College with a 529 Plan

          However old your child is, now is the time to start saving. One way that many families prepare to save for college is through a 529 Plan. A 529 plan, named after section 529 of the Internal Revenue Code, is a tax-advantaged way to save for future qualified college expenses.

          Compare Federal and Private Student Loans

          Discover Student Loans believes in responsible borrowing and encourages students to maximize scholarships, grants and other free financial aid before taking private loans. For students who need to borrow, we advise them to compare federal and private student loans to find the loans that best fit their needs.